Last updated: July 2025
Welcome to ToaFx.io (the “Site”). By accessing or using this Site, you agree to the following terms:
All content on this Site, including text, images, designs, graphics, and code, is © 2025 Charles Givens. All rights reserved. No part of this Site may be reproduced, distributed, transmitted, or otherwise used without the prior written permission of Charles Givens. “Inner Light — A Journey of Remembering” and all associated logos and marks are trademarks of Charles Givens.
The information on this Site is provided “as is” without warranty of any kind. Charles Givens makes no representations or warranties about the accuracy, completeness, or suitability of this information, and disclaims all liability for any errors or omissions. Your use of this Site is at your own risk.
This Site may contain links to third-party websites. Charles Givens is not responsible for the content or practices of those sites and does not endorse them. Use of any external links is at your own risk.
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These terms are governed by the laws of the State of Michigan, without regard to conflict-of-law principles. Any dispute arising under these terms will be subject to the exclusive jurisdiction of the state or federal courts located in Michigan.
Charles Givens may update this Legal Notice at any time. Check this page periodically for changes. Continued use of the Site after modifications constitutes acceptance of the updated terms.
Contact
If you have questions about this Legal Notice, please email charles-author@toaFx.io.